2 University of Alabama Students Earn Insurance Industry Scholarships

The Derek Hughes/ National Association of Professional Surplus Lines Offices Ltd. Educational Foundation scholarships went to two University of Alabama student.

Recipient Aldrich Callins of Birmingham, Ala. has attended college abroad in the United Kingdom, Japan, Botswana and Australia. He also received a NAPSLO scholarship last year which provided training in a surplus lines agency and company. Aldrich is a board member of the Alabama Insurance Society.

Recipient Kate McCulloch, a senior from Woodstock, Ga., is a director of the Alabama Insurance Society.......LINK

Federal Grants Go to South Dakota Insurance Risk Pool

Federal grants totaling nearly $725,000 will be used to help defray costs of South Dakota's insurance risk pool and establish a vaccination program for those covered by the risk pool.

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South Dakota is one of 30 states receiving a portion of $49 million in grants.

"We think it's going to make good sense in the long run,'' said Randy Moses, assistant director of the South Dakota Division of Insurance......CLICK

Work Comp And CGL Gaps Necessitate Employers' Liability Insurance

Why coverage as significant and crucial as employers' liability is routinely ignored is baffling. Employers' liability protection has been mistakenly viewed as a throw-away coverage that is simply tacked on to the workers' compensation policy. Understanding and focusing attention on workers' compensation and general liability is seen as a better use of the agent's time. One reason may be that few agents have ever been a part of an employers' liability claim.

But as mentioned in the first employers' liability coverage discussion, the importance of this dovetail coverage cannot and should not be overlooked. This is the tie that binds two main coverages together - such gap coverage deserves as deep an understanding as do the coverages it joins together.......NEXT