Deductibility of Business Insurance Premiums

Businesses are allowed to deduct the costs of doing business from their income for the determination of federal taxes. Premiums paid for most business insurance are deductible. Both IRS Form 1040 and IRS Publication 535 include worksheets designed by the IRS to guide the business owner in calculating the deduction. Both IRS Publication 535 - Business Expenses and IRS Publication 334 - Small Business Tax Guide, are online and an excellent resource for business owners. Specifically, Chapter 6 of Pub. 535, provides some solid starting information on the deductibility of business insurance premiums.......NEXT

Ski Insurance - Snowboarding Insurance

Taking to the slopes is even more fun when you know you have decent ski travel insurance behind you. Whether you’re contemplating a black run or a beginner in your first lesson, you will enjoy it all the more knowing that your ski insurance will cover expensive equipment, and any medical needs, should you need them. Our ski holiday insurance offers:

• Full ski travel insurance cover including medical emergencies, piste rescue, repatriation, piste closure, personal liability, and ski insurance for packs and hired or owned equipment

• Unlike some winter travel insurance, our ski travel insurance covers off piste skiing and snowboarding automatically as well as tobogganing, snow mobiling, guided cross country skiing, mono skiing and ice skating

• Winter sports included free in all annual ski policies

• Off for a whole ski season? Why not visit our backpackers section........AND NOW

INSURANCE QUOTES

Insurance quotes are an estimate of the premium some insurance company will charge from the insured for a policy to cover some specific item, accordingly to the company’s own rules and also the state rules. The insurance agent will use his professional training and previous job experience to make this complex calculation. Sometimes, if the calculation is too complex and involving haywire information, there are computer softwares that may help the agent to make proper evaluation of the insurance quotes.
After this calculation, the insurance agent will conclude which companies may provide the best coverage for the client for a reasonable premium. He will present the insurance quotes for the client, who will make his final decision........THEN

Drivers admit to potentially fatal distractions

Richard Blackburn, drive.com.au, August 20, 2008

A series of Drive.com.au netpolls has uncovered some dangerous habits on our roads. RICHARD BLACKBURN reports.

Australian drivers have owned up to a range of potentially fatal distractions – including engaging in sexual acts behind the wheel – in a series of net polls conducted by Drive.com.au.

The polls attracted almost 10,000 responses and threw up some disturbing facts about Australian drivers’ lack of attention at the wheel.

More than 40 per cent admitted to engaging in sexual acts behind the wheel, while 53 per cent admitted to sending or reading texts while driving..........More information

Accidental Death Insurance

Tragic accidents can happen anywhere and at any time - in the workplace, while you're travelling, or even in your own home. Accidental Death Insurance is a simple and affordable way to help protect your family.........CLICK

Insurance News Net

Gain Exposure to More Than 600,000 Insurance Professionals It's time to become a contributor, share your expertise and gain invaluable exposure for your business.

As the Web's leading, single-source news portal for the insurance industry, InsuranceNewsNet invites its broad readership of more than 600,000 insurance professionals to submit original articles on hot, timely topics.

We want you, the insurance expert, to share your business insights with the insurance world...more

Property & Casualty Insurance

Protecting Your Possessions

The Property and Casualty Division is responsible for the receipt of all property and casualty policy forms and many of the rates associated with those insurance products. It determines whether such forms and rates conform to the statutes of Oklahoma. This division also regulates and issues licenses to rating organizations, advisory organizations and joint underwriting associations......another info

Insurance Fraud

This page provides insurance companies with information and forms to use to fulfill their requirements to prevent and report insurance fraud.

	Annotated Code of Maryland - Insurance Article 27-801 to 27-804 Statute regarding preventing and reporting insurance fraud
	Code of Maryland Regulations: Title 31 Subtitle 4 MIA Regulations regarding Anti-Fraud Plans
	Guidelines for Developing an Antifraud Plan
	Annual Report of Fraud Related Data This form is used to file required data with the MIA by March 31 of each year.
	Fraud Referral Form This form is used to refer cases of suspected fraud to the MIA for investigation....CHECK

INSURANCES GUIDE

All to often we speak with insurance consumers that don't fully understand the industry or the products that are available. Consumers understand deductibles and generally co insurance percentages if they have any and the rest is somewhat of a mystery.

We fully understand that insurance can be a confusing and frustrating experience and that's exactly why we've put together this website. To educate and give you non biased information on Life, Auto, and Homeowners Insurance. Hopefully, we will shed some light on some questions you may have and give you information you didn't even know you needed.....read another

Health Insurance in Kansas

July 2008
Dear Kansas consumer,
We all value our health. When we become ill, it can cause both emotional and
financial stress. Insurance can help protect you against enormous health care
expenses.
This booklet is designed to give you a general understanding of health care coverage.
It contains information about plans you can buy as an individual and about group
policies offered by employers. We want to help you ask the right questions, avoid
some common mistakes and help answer some of your health coverage questions.
This guide is just a general tool. It is not a replacement for the detailed information
found in your insurance policy or benefits booklet. Make sure you have a copy of your
plan, and take time to familiarize yourself with your benefits before you have a claim.......
..........read more

Car insurance from Barclays

See if you can save with Barclays Comprehensive Car Insurance. As well as a 10% discount for buying online, you'll get:

Get a quote and apply

• Up to 70% no claims discount
• An optional protected no claims discount package
• A 24-hour helpline and efficient claims service
• Accident recovery and repair service, with repairs guaranteed for 12 months

Or, if you'd prefer third party cover, we can put you in touch with Premium Search who offer competitive quotes from a choice of 22 insurers........always read another

Business Insurance

You’ve worked hard to start your business and looking after it can be a tough enough job without losing sleep over insurance, but without it you could lose a great deal more than that. And if you have employees or vehicles, business insurance is not just a good idea, it’s a legal requirement.

To get two months refund with a Barclays Business Insurance policy, all we ask is that:
..............readmore

Olympic Post IV: Pauly on Health Insurance in India and China

August 21, 2008 in Health Care in Developing Nations, Health Insurance, International Health Care Systems

In the July/August 2008 edition of Health Affairs, health economist Mark Pauly discuss his opinions with respect to the evolution of health insurance in India and China. He notes that in both countries, rising incomes has lead to increased demand for medical care, especially in urban areas. Despite the increased demand for medical care, there has not been nearly as much an increase in health insurance coverage. Out-of-pocket payments as a portion of total health care spending are 80% in India and 60% in China..........more info

NAIC News Realease

KANSAS CITY, MO - (May 23, 2006) - The National Association of Insurance Commissioners (NAIC) will hold an interim election at its Summer National Meeting to fill a vacancy left by the retirement of Secretary-Treasurer Eric Serna, who was also Superintendent of the New Mexico Insurance Division......More info

Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium. An insurer is a company selling the insurance. The insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.......more
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